Caramelized Banana Split Overnight Oats Recipe
If you think overnight oats can’t get any more exciting, wait until you meet Caramelized Banana Split Overnight Oats. This recipe takes all the joy of a classic banana split—sweet bananas, juicy strawberries, pineapple, a sprinkle of chocolate, and a touch of whipped cream—and transforms it into a wholesome, make-ahead breakfast that feels more like a morning celebration than a routine meal. Each spoonful brings a dreamy combination of creamy oats and golden caramelized bananas, balanced with bursts of fresh fruit and a satisfying crunch. It’s a breakfast you’ll crave, whether you’re looking to brighten a busy weekday or add some sparkle to your weekend mornings.

Ingredients You’ll Need
-
Overnight Oats Base
- 1 cup old-fashioned rolled oats
- 1 cup milk (dairy or non-dairy)
- 1/2 cup plain Greek yogurt
- 1 tablespoon chia seeds
- 1 tablespoon honey or maple syrup
- 1 teaspoon vanilla extract
Caramelized Bananas
- 2 bananas, sliced
- 1 tablespoon butter
- 2 teaspoons brown sugar
Toppings
- 1/2 cup strawberries, chopped
- 1/2 cup pineapple chunks
- 2 tablespoons chopped walnuts or pecans
- 2 tablespoons mini chocolate chips
- Optional whipped cream for topping
How to Make Caramelized Banana Split Overnight Oats
Step 1: Mix Up the Overnight Oats Base
In a medium bowl or large jar, combine the rolled oats, milk, Greek yogurt, chia seeds, honey (or maple syrup), and vanilla extract. Stir everything together until it’s well mixed and creamy. Cover the bowl or jar, then let it chill in the fridge overnight, or at least four hours, so the oats and chia seeds can soak up the flavors and become perfectly soft.
Step 2: Caramelize the Bananas
When you’re ready to serve, it’s time for the best part—caramelized bananas! Melt the butter in a nonstick skillet over medium heat. Add the banana slices in a single layer, then sprinkle the brown sugar evenly over the top. Let the bananas cook for 2 to 3 minutes per side, until they’re golden, bubbling, and starting to smell absolutely amazing. Remove them from the pan and set aside.
Step 3: Assemble Your Caramelized Banana Split Overnight Oats
Give your oats a good stir (they’ll be thick and creamy by now), then divide them between bowls or jars. Now, pile on those caramelized bananas, followed by the strawberries, pineapple, chopped nuts, mini chocolate chips, and a swirl of whipped cream if you’re feeling festive. Each bite is a little party of flavors and textures!
How to Serve Caramelized Banana Split Overnight Oats

Garnishes
For the finishing touch, don’t skip the garnishes! A scattering of extra chocolate chips or a sprinkle of toasted nuts adds both crunch and a hint of luxury. If you want to go all-out, a maraschino cherry on top gives a playful nod to the classic banana split, making your Caramelized Banana Split Overnight Oats look as good as they taste.
Side Dishes
This breakfast is certainly a showstopper on its own, but you can pair it with a hot cup of coffee or a tall glass of cold brew for contrast. If you’re serving brunch, try some crispy turkey bacon or a platter of fresh fruit alongside your oats to round things out with even more color and freshness.
Creative Ways to Present
Don’t be afraid to get creative! Layer your Caramelized Banana Split Overnight Oats parfait-style in mason jars for a portable breakfast, or serve in pretty glass bowls to show off all the gorgeous layers. For a brunch gathering, set up a toppings bar so everyone can build their own dream bowl—kids especially love this interactive twist.
Make Ahead and Storage
Storing Leftovers
Store any uneaten Caramelized Banana Split Overnight Oats in an airtight container in the fridge for up to three days. Keep the toppings separate if you can, especially the caramelized bananas, so everything stays fresh and delicious when you’re ready for round two.
Freezing
While overnight oats freeze surprisingly well, the fresh fruit and caramelized bananas are best added just before serving. Freeze the oat base in individual portions for up to one month, then thaw overnight in the fridge and top with all your favorite mix-ins in the morning.
Reheating
If you prefer your oats a bit warm, simply microwave the oat base (without toppings) for 30-45 seconds until just heated through. Then, layer on your caramelized bananas and fruit for a cozy twist that still captures all the flavors of Caramelized Banana Split Overnight Oats.
FAQs
Can I make Caramelized Banana Split Overnight Oats dairy-free?
Absolutely! Use your favorite non-dairy milk, such as almond or coconut milk, and swap in a plant-based yogurt. The oats will be just as creamy and satisfying, with all the same fun flavors.
What’s the best way to caramelize bananas without burning them?
Keep the heat medium and resist the urge to flip too soon. Let the bananas cook undisturbed for a couple of minutes per side, and watch closely once the sugar starts to bubble and brown. If you’re worried, lower the heat a touch for more control.
Can I prep these oats in advance for grab-and-go breakfasts?
Definitely! Prepare the oat base in jars, then grab one from the fridge in the morning. Just pack the toppings separately and add them right before eating for the freshest taste and texture.
How can I make this recipe nut-free?
Simply leave out the walnuts or pecans, or swap in sunflower seeds or pumpkin seeds for crunch without the allergens. The rest of the Caramelized Banana Split Overnight Oats will still be packed with flavor!
What other toppings can I use?
Feel free to get creative with your toppings! Try shredded coconut, fresh raspberries, granola, or even a drizzle of nut butter for extra richness. This recipe is endlessly customizable to suit your cravings.
Final Thoughts
If you’re ready to upgrade your breakfast game, Caramelized Banana Split Overnight Oats are the way to go. They’re fun, filling, and guaranteed to start your day with a smile. Gather your ingredients and treat yourself—you deserve a breakfast that feels like a little celebration every morning!
Print
Caramelized Banana Split Overnight Oats Recipe
- Total Time: 15 minutes plus overnight chilling
- Yield: 2 servings 1x
- Diet: Vegetarian
Description
This Caramelized Banana Split Overnight Oats recipe offers a delicious and nutritious twist on classic overnight oats, combining creamy oats with caramelized bananas and a medley of fresh fruits, nuts, and chocolate chips. Perfect as a healthy, make-ahead breakfast, it blends the comforting flavors of banana split in a convenient, ready-to-eat dish.
Ingredients
Overnight Oats Base
- 1 cup old-fashioned rolled oats
- 1 cup milk (dairy or non-dairy)
- 1/2 cup plain Greek yogurt
- 1 tablespoon chia seeds
- 1 tablespoon honey or maple syrup
- 1 teaspoon vanilla extract
Caramelized Bananas
- 2 bananas, sliced
- 1 tablespoon butter
- 2 teaspoons brown sugar
Toppings
- 1/2 cup strawberries, chopped
- 1/2 cup pineapple chunks
- 2 tablespoons chopped walnuts or pecans
- 2 tablespoons mini chocolate chips
- Optional whipped cream for topping
Instructions
- Prepare the oats base: In a medium bowl or jar, combine the rolled oats, milk, plain Greek yogurt, chia seeds, honey or maple syrup, and vanilla extract. Stir thoroughly to mix all ingredients evenly. Cover the container and refrigerate overnight or for at least 4 hours to allow the oats and chia seeds to soak and soften.
- Caramelize the bananas: Just before serving, melt the butter in a skillet over medium heat. Add the sliced bananas in a single layer, then sprinkle with brown sugar evenly. Cook the banana slices for 2 to 3 minutes on each side, or until they become golden brown and caramelized, forming a sweet glaze.
- Assemble and serve: Stir the refrigerated overnight oats to combine any settled layers. Divide the oats into bowls or jars. Top with the caramelized banana slices, chopped strawberries, pineapple chunks, chopped nuts, and mini chocolate chips. Add whipped cream on top if desired for extra indulgence before serving.
Notes
- For a dairy-free version, substitute milk with almond or coconut milk and use a plant-based yogurt instead of Greek yogurt.
- Prepare the oats in individual jars for an easy grab-and-go breakfast throughout the week.
- Add toppings just before eating to keep textures fresh and avoid sogginess.
- You can swap walnuts or pecans with your preferred nuts or seeds for variety.
- Prep Time: 10 minutes
- Cook Time: 5 minutes
- Category: Breakfast
- Method: No-Cook
- Cuisine: American
Nutrition
- Serving Size: 1 bowl
- Calories: 410
- Sugar: 27 g
- Sodium: 90 mg
- Fat: 14 g
- Saturated Fat: 6 g
- Unsaturated Fat: 7 g
- Trans Fat: 0 g
- Carbohydrates: 62 g
- Fiber: 8 g
- Protein: 12 g
- Cholesterol: 15 mg